Contact Information
Phone: (808) 522-2040
E-Mail: mcariaga@financeinsurance.com
What I Specialize In
Professional liability coverage for Accountants, Attorneys, Financial Planners and Investment Advisors. However, I do continue to handle all other lines of insurance; auto, home, business and life insurance.
Biography
With over 30 years of experience in the health insurance industry, I have had the privilege of working in Sales and Marketing with major carriers such as HMSA, UHA, and Kaiser. My expertise goes beyond health insurance and extends to related employee benefits, including Group Life and Disability, TDI, Workers Compensation, and Supplemental health insurance. I possess in-depth knowledge of Hawaii Prepaid Healthcare law, the Affordable Care Act, ERISA, and FMLA.
I hold an undergraduate degree in business administration from the University of Hawaii Manoa and maintain producer licenses for Life, Health, and Accident insurance. This educational background and licensing enable me to provide comprehensive and informed guidance to clients.
Outside of Finance Insurance Ltd., I am also a Real Estate Agent with Coldwell Banker Realty. I am passionate about helping current and future homeowners achieve their real estate goals.
In my free time, I enjoy various hobbies, including traveling, cooking, and gardening. I am a Certified Consulting Rosarian with the American Rose Society and annually conduct rose care classes for beginner gardeners, sharing my love for the art of cultivating beautiful roses.